Clothes and clothing refer to the things you wear – shirts, pants, underwear,
dresses, suits, etc.
Cloth is the material, the fabric. Cotton, wool, silk, etc. are different types of cloth.
Image source: Tony Hisgett from Birmingham, UK
There is also a pronunciation difference:
▶️ The o in clothes/clothing sounds like the o in “no.”
▶️ The o in cloth sounds like the aw in “saw.”
Now, what about clothes and clothing? They are mostly the same, and sometimes
used interchangeably, but there is a tiny difference:
▶️ Clothing is more formal, and usually refers to a general category: men’s
clothing, women’s clothing, athletic clothing, clothing made from natural
materials, etc.
▶️ Clothes refers to the individual items that you wear. You pack your clothes in
your suitcase before going on a trip, and you take off your clothes before
taking a shower.